Finance & Investment

Top 7 Schemes Empowering Women Towards Financial Independence



Mahila Samman Savings Certificate

Introduced by the government in January 2023, this one-time savings scheme for two years aims to empower women through increased investment participation.



Public Provident Fund (PPF)

PPF is a government-launched long-term investment scheme open to all Indian citizens. It is not limited to women.



Employees Provident Fund (EPF)

Offered by the Employees Provident Fund Organisation (EPFO), EPF is a retirement benefit scheme.



Kisan Vikas Patra (KVP)

Initially targeted at farmers, KVP is a government savings scheme promoting long-term financial discipline among citizens.



National Savings Certificate (NSC)

Launched to encourage small savings among small and middle-income investors, NSC is a government-backed scheme.



Post Office Time Deposit Scheme

Managed by the post office, this fixed deposit scheme allows investors to earn interest over a predetermined period.



Fixed Deposits (FDs)

Among the most popular savings schemes, FDs offer a secure investment option for Indians seeking stability and returns.


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